Payroll calculator: take-home pay & true employer cost
Enter a monthly gross salary to see the 2026 SSS, PhilHealth, Pag-IBIG and BIR withholding breakdown — either from the employee's side or the employer's true cost of hire.
Estimate only, based on 2026 SSS, PhilHealth, Pag-IBIG and BIR withholding rates. Assumes gross salary equals basic salary and excludes overtime, allowances, and de minimis benefits. Minimum-wage earners are exempt from withholding tax on their statutory minimum wage — this estimate does not apply that exemption.
Get a fixed quote for managed payrollOfficial sources
Primary references this guide is checked against.
Managing this by hand across a growing headcount is where errors creep in — wrong Monthly Salary Credit brackets, stale de minimis ceilings, missed wage-order updates. See how Chamberlain payroll service handles it end to end, or check the regional minimum wage guide if you're budgeting a new hire.